When you play Online Baccarat, you aren’t trying to beat the banker or other players. You are essentially playing against your bet. There are just 3 possible bets:
- Player has closest to 9
- Banker has closest to 9
- A tie occurs when both Banker and player have the same point total
To win the bet, the outcome of the cards must match up with your bet, whether you look at your cards or the Banker’s just depends on which bet you made.
To win in Online Baccarat, you’ll need to bet on the hand that has closer to 9 total points unless you bet a tie. Their card values are a little different than you might be used if you’ve played Online Blackjack or poker.
- Cards 2 – 9 are worth their face value
- Ace is worth 1 point
- 10, J, Q, and K are worth 0 points
Another difference between Baccarat and Blackjack is that there is no “busting” when you go over the 9 points. However, you can’t have more than 9 points. What happens is that you just subtract 10 points, and what’s left is your point total.
For example, if you’re dealt a 7 and a 4, instead of 11 points, you’ll have 4 points. A pair of 5’s is worth 0 points, and two K’s are also worth 0 points.
Game Flow
The big decision that you’ll have to make before the cards are dealt with is where to place your bet on the table. Once you decide between Player, Banker, or Tie, you can click on the Deal button, and the cards are dealt. Neither the player or Banker can choose to “hit” and get more cards, so there is no need to worry that the Banker will jeopardize your wager with a bad decision.
The banker hands out 4 face-up cards, two for the player, and two for the Banker. A third card will only be dealt with in the following situations.
- If either hand is dealt with 8 or 9 points, no one gets a third card. This is called Natural.
- If the Banker has 7, 8, or 9 points, it must stand.
- If the player has 6, 7, 8, or 9 points, it must stand.
- If the player has 5 points or less, it will automatically receive a 3rd card, unless the Banker has a Natural.
- If the player has 6 or 7 points and the Banker has 5 points or less, it will receive another card.
When the player receives a third card, the banker rules are as follows.
- Always get a third card if it has 2 points or less unless the player has a Natural
- When the Banker has 3 points, it receives a third card as long as the player doesn’t have a Natural.
- If the Banker has 4 points, it receives a third card unless the player has 0, 1, 8, or 9 points.
- If the Banker has 5 points, it only receives a third card when the player has 4, 5, 6, or 7 points.
- If the Banker has 6 points, it receives a third card if the player has 6 or 7 points.
- If the Banker has 7 points, it stands regardless of how many points the player has their hand.
Online Baccarat Side Bet Options
One of the most exciting parts of Online Baccarat is the side bets. These are a great way to put some additional action on each round.
You can make the following side bets at Casino.com:
- Player Pair: Bet that the player will be dealt with a matching pair of cards.
- Banker Pair: Bet that the Banker will be dealt a matching pair of cards.
- Big: Bet that the total number of cards dealt will be either 5 or 6. For a Big to occur, neither the player or Banker can have a Natural.
- Small: Bet that at least one of the two hands will be dealt a Natural, resulting in just a total of 4 cards dealt.
At the bottom of the betting table is a section that tracks whether the previous hands were won by the Player, Banker, Tie, Big or Small.
