Play Online Baccarat at Canada

Online casino players love baccarat because they do not have to use any skill or strategy to win. Moreover, the game not only has a low house edge, but also comes in three variants—Punto Banco, Baccarat Banque, and Baccarat Chemin De Fer. The rules are quite easy to understand as the game requires players to bet on the player’s hand or the banker’s hand or a possible tie.



The game has its origins in the France of 19th century and some of its ancestors are Gabo Japgi, Oicho-Kabu, and Macao.

Online Baccarat History

Historical documents say that the game was brought to France in the early fifteenth century from Italy. In Italian, the word “baccarat” literally means “zero,” perhaps because the game assigns a value of zero to all face cards and tens. In baccarat, a hand that has a value of zero is known as baccarat.

Baccarat did not become popular in France immediately after its introduction. The game attracted the attention of French aristocrats only five centuries later. By this time, people were playing several variants of the game, and wealthy people in France developed a passion for a variant called Chemin De Fer. Another variant called Punto Banco became very popular in England and this was the variant that was later taken to the US through South America.

Baccarat has always attracted high-stakes players, but online casinos began developing low-stakes variants for low rollers too. Many online casinos also offer a newer variant called Mini Baccarat, which uses a smaller table. Canadian online casinos also offer live baccarat games to give players the opportunity to take part in a real game from the comforts of home.

Game Odds

Baccarat is one of the most player friendly games at online casinos because of its low house edge and simple rules. It offers only three betting options—the player bet, the banker bet, and the tie bet, which means that players have only one simple decision to make.

According to complex mathematical calculations, the banker bet wins 50.68% of the time while the player bet wins 49.32% of the time, indicating that the banker bet has a house of 1.36%. Since the banker bet is most likely to win, online casinos take a 5% commission on all winning banker bets.

The number of decks used in a game also has a role to play in altering the game’s house edge. For example, the banker bet has a house edge of 1.06% in case of 8-deck games while the player bet has a house of 1.24%. The tie bet has the highest house edge of 14.36%.

Since the tie bet has the highest house edge, players should avoid placing the tie bet. On the other hand, the player bet has a better chance of winning. Players’ odds of winning the player bet are 44.62% while their odds of losing the same bet are 45.86%. At the same time, it is worth noting that winning tie bets get higher payouts, which are commission free. While the other bets get 2:1 payouts, the winning tie bet gets a payout of 9:1, which is very attractive indeed.

Game Rules

As previously mentioned, baccarat has very simple rules that require players to bet on any of following results.


  • The player’s hand will win.
  • The banker’s hand will win.
  • The game will result in a tie.

The game is played against the banker, and players aim at beating the banker by creating a hand of value nine or as close to it as possible without going bust.

To start the game, players have to place a bet. Two cards each are then dealt to the player and the banker. Players need to determine the value of their hands before making the next move.

In baccarat, all face cards and tens are considered to be zero in value while all cards from deuces to nines are taken at face value. The ace has a value of one. The game always converts tens into zeros. For example, if players are dealt two fives, their hand value becomes equal to zero. If they get a nine and a six, their hand value is not 15, but five as the value of ten is reduced to zero.

Players and bankers can receive a third card if they are not satisfied with the value of their hands. However, they need to take the following rules into consideration.


  • If the player’s hand equals six or more, he/she has to stand.
  • If the banker’s hand equals seven or more, he/she has to stand.
  • If the player’s hand equals five or lesser, he/she can receive a third card.
  • The banker can receive a third card only if he/she has a hand of value two or lesser.
  • The banker can receive a third card if his point value is three and the player’s third card is an eight; his point value is four and the player’s third card is a zero, one, eight or nine; his point value is five and the player’s third card is a zero, one, two, three, eight, or nine; and his point value is six and the player’s third card is a zero, one, two, three, four, five, eight, or nine.

The hands are then compared and winning hands are rewarded. While winning player bets and banker bets receive payouts of 2:1, winning tie bets get a payout of 9:1. A commission of 5% will be deducted from the payout of winning banker bets.

Game Buttons

Familiarity with the game buttons helps a great deal in playing a winning game of baccarat, owing to which we advise players to play a few free games first.

Stakes: Various betting options are displayed at the bottom of the game screen. Players have to click on the bet they would like to place.

Deal: Click on this button to receive the cards.

Clear Bets: This button removes all the bets placed on the table.

New Game: Click on this button if you want to play a new game.

Rebet: Hit this button if you want to bet the same amount as you did in the previous game.

Strategies and Tips

Baccarat is a chance-based game, and there is nothing players can do to improve their odds of winning. However, they can definitely improve their chances of winning if they follow a few simple tips.

Understand the Game – Online casinos offer several variants of baccarat and players must know the rules of the variant they are currently playing. Although each variant is based on the same standard rules, slight differences exist. Players must know these slight differences if they want to win.

The best way to understand the game at Canada is to play for free before beginning to wager real money.

Know When to Quit – Many beginners end up losing a lot of money because they do not know when to quit. Sometimes, players chase their losses and place bets continuously in hopes of converting losses into wins. Since this rarely works, players must quit as soon as they have lost or won a pre-determined amount.

Avoid Betting on a Tie – Most beginners are tempted to bet on a tie because of the high payouts involved. Players also do not like the idea of paying commission on winning banker bets. Before betting on the tie, players must understand that it has a high house edge of 14.4%.

Play Games with Fewer Decks – The most player friendly baccarat games are those that use fewer decks. Players, especially beginners, must play games that use the fewest number of decks. They should also make sure that these games do not have complicated extra rules.

Manage Your Bankroll Well – While playing baccarat, players should make sure that they do not blow up their entire bankroll. Set aside a small part of your bankroll for baccarat games and use the rest on other games. Once you have exhausted the bankroll, you must stop playing.

Bet Carefully – Unlike roulette, baccarat has fewer betting options, but this doesn’t mean that players should not exercise caution while placing their bets. They should be aware that each bet type has a different house advantage. For example, the house edge of the banker bet of single-deck baccarat games is 1.01% while that of the player bet is 1.29% and the tie is 15.75%. Under such circumstances, players should avoid betting on the tie. They should also keep in mind that they have to pay the house a commission of 5% if they win their banker bets.

Grab the Bonus – Online casinos offer a wide range bonuses and players should grab them to get some free money to play their favorite baccarat games. For example, Canada offers a welcome bonus of 100% up to $400 (plus 200 free spins) Bonus and a lot of this free money can be wagered on baccarat games. Smart players are known to use bonuses to boost their bankrolls.

Basic Glossary

Like all online casino games, baccarat has a glossary of its own. Learning the following terms will help beginners gain mastery over the game.

Banco – The term “banco” simply means banker.

Chemin De Fer – This is the French name for baccarat.

Mini Baccarat – It is the usual game of baccarat played on a smaller table. Most online casinos offer Mini Baccarat in addition to other variants of the game.

Natural Eight – If players are dealt cards of point value eight, they are said to have got a “natural eight.”

Natural Nine – If players are dealt cards of point value nine, they are said to have got a “natural nine.”

Punto – The term “punto” means player.

Stand-off – This is another term for “tie.”

Vigorish – The percentage paid to the house as commission on winning banker bets.

Banker Bet – The bet placed on the possibility that the banker’s hand will turn out to be the winner.

Opening a Real Money Account

Newly registered players at online casino Canada can play baccarat games for fun or real money. While playing for fun is a nice way to learn the game’s rules, it doesn’t bring any real money prizes. Whenever players feel like playing for real money, they can switch to the real play mode from the fun mode.

Registering a real play account and getting started with playing online baccarat for real money in incredibly easy at Canada. Here are some step-by-step instructions for new players.

Sign Up – This is an easy and quick procedure, which involves filling up a simple online registration form. Players should supply the information that the casino requires. This includes contact details and some personal information. Players can rest assured that their information will not be shared with any third party company because the casino has a sound privacy policy. Before hitting the Submit button, players should remember to agree to the terms and conditions and select Canadian Dollars as their currency.

Load Your Account - To load your account, you must visit the Cashier and select a payment method. There is a wide range of Canada friendly payment methods available at the Cashier. Once they have selected their payment method, players must input the required details such as the amount they wish to deposit and so on. All financial transactions are secured using the latest encryption technology at Canada. Players can rest assured that their money is safe and secure.

Claim Your 100% up to $400 Bonus (plus 200 free spins) Welcome Bonus – Canada welcomes all Canadian players with a new player bonus of 100% up to $400 (plus 200 free spins). As soon as players load their accounts for the first time, they become eligible to receive this bonus.

Canadian players are now ready to play their favorite online casino games for real money.