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Home > Casino School > Baccarat

Baccarat Rules

The object of Baccarat is to obtain a hand with a point total closest to 9. Tens and picture cards count as zero, aces count as one and 2 through 9 as their face value. If the hand value totals ten points or more, subtract ten, and the remainder is the Baccarat point value of the hand. For example: 8+6=14=4 and 6+4=10=0

You can bet on the banker's hand, the player's hand and on a tie. You can bet on more than one at a time. The player and the banker are then each dealt a two-card hand. In certain cases, the Third Card Rules will be applied (see below). Cards are dealt from a shoe of 6 decks of cards which are shuffled for each round. The winner is the player closest to 9.

If you bet successfully on the player you are paid out 2 to 1 on your bet.
If you bet successfully on the banker you are paid 2 to 1 minus 5% bank commission (vigorish).
If both the player's hand and the banker's hand have equal totals, the result is a 'tie'. If you placed a bet on the 'tie' field, your payout is 9 to 1.

Third Card Rules

The following chart shows when the player and/or the banker will automatically be dealt a third card in the Baccarat game:

Player

Point Value of First Two Cards:
0 - 1 - 2 - 3 - 4 - 5	Draws a card.
6 - 7	Stands.
8 - 9	"Natural hand", no further draw.

Banker

Point Value of First Two Cards:	Draws when the player's third card is:	Does not draw when the player's third card is:
0 - 1 - 2	Always draws a card.
3	0 - 1 - 2 - 3 - 4 - 5 - 6 - 7 - 9	8
4	2 - 3 - 4 - 5 - 6 - 7	0 - 1 - 8 - 9
5	4 - 5 - 6 - 7	0 - 1 - 2 - 3 - 8 - 9
6	6 - 7	0 - 1 - 2 - 3 - 4 - 5 - 8 - 9
7	Always stands.
8 - 9	Player cannot draw.	Player cannot draw.

Important note: If either or both the player and Banker has a total of 8 or 9, they both stand. This Rule overrides all other rules.

Baccarat game

This page explains how our online Baccarat game is played. Click here to learn about Baccarat rules.

To play our six deck Baccarat game:

Click on a chip to select it.
Move your cursor to the area on the table (player, banker or tie) where you wish to place your bet
Every click on the area adds one more chip to the bet. Select another chip if you wish to increase the bet by some other amount.
Right click on the area to remove one chip.
You can place several chips into several areas at the same time.
Click the Deal button for cards to be dealt.

You will see the game result as soon as the cards are dealt. Select New Game if you wish to play again. Click on Rebet to place the same bet as in the previous round.

Buttons:

Deal	Deal the cards.
Rebet	Place the same bet as the previous round and deal the cards.
Skip Turn	Skip a turn in multiplayer mode.
New Game	Start a new game.
Chat	Click this button to chat with others players. Type your message and then press enter or click this button again.

History	See your game history which shows the dates, bets and results of your previous games.
Help	Open the help file.
Options	Open the Options dialog box.
Cashier	Available only in Real Money mode. Click it to go to the Cashier to deposit or withdraw money and view your transaction history.
Play For Real Money	Available in Fun Mode only. Click to go to the Real Money account creation page. If you already have a Real Money account, it will direct you to the Real Money Login screen.
Lobby	Click this to exit the game and return to the lobby. This is not possible during a game round.

Shortcut keys

Use shortcut keys on your keyboard instead of clicking on the buttons on the screen.

Press this key	To do this
TAB	Tab between the buttons on the screen.
ENTER	Click the button that is highlighted on the screen.
SPACEBAR	Place your previous bet (Rebet button).
Number 1	Place the currently selected chip in the Tie field.
Number 2	Place the currently selected chip in the Banker field.
Number 3	Place the currently selected chip in the Player field.
ESC	Leave the game and return to the lobby.

Note on large wins: large wins are considered to be winning amounts of $10,000 or more. Games offering large wins are verified by a live operator.

Note on disconnections: Re-establish your Internet connection and log back into the casino if you are disconnected from the Internet in the middle of a Real Money mode game. You can then click the History button to see the outcome of your previous round.